Some of our real estate clients have inquired about potential updates to the mortgage fee structure for 2024, similar to the changes we saw in 2023. We are here to report that the conditions will continue as they were in 2023. For the benefit of our readers, we are re-sharing our 2023 blog post which…
Welcome to Shaker Heights, Ohio–a community celebrated for its architectural beauty and neighborhood planning! Situated in Cuyahoga County, this city stands as a testament to early 20th-century ideals of living, blending historical significance with modern sophistication. The real estate agents from the Katie McNeill Team, renowned for facilitating seamless buying and selling experiences of featured…
Welcome to Cleveland Heights, Ohio, a community that epitomizes the harmony of rich history and modern living. Nestled in Cuyahoga County, this city is a true representation of diversity, culture, and suburban charm. With their recent success in helping homeowners buy and sell in the area, Katie McNeill and her expert team of Cleveland Heights…
Welcome to Mayfield Heights, Ohio! Nestled in Cuyahoga County, this vibrant city is an ideal destination for those looking to settle in a dynamic and welcoming community. Katie McNeill and her dedicated real estate team are fully equipped to offer you essential insights, advice, and comprehensive statistics, ensuring that you make a well-informed decision when…
Welcome to Strongsville, Ohio! If you’re considering a move to this vibrant city in Cuyahoga County, Ohio, you’re in the right place. Katie McNeill and her real estate team of Strongsville realtors are equipped to provide you with essential insights, advice, and statistics – ensuring an informed decision about searching for property and relocating to…
Welcome to Chagrin Falls, Ohio! If you’re contemplating a move to this picturesque town nestled in the heart of Cuyahoga County, you’ve come to the right place. Katie McNeill and her team at Platinum Real Estate are Chagrin Falls realtors, here to provide valuable insights, advice, and statistics to help you make an informed decision…
Starting May 1, 2023, some borrowers will pay more for their mortgages thanks to a new rule from the Federal Housing Finance Agency regarding loan-level price adjustments, or LLPAs. The changes will update the current fee structure on most loans originating from mortgage lenders in the US. What are LLPAs? Loan-level price adjustments are upfront…
How To Find Fixer-Upper Houses For Sale One of the easiest ways to find a fixer-upper home and get a great deal is by working with a real estate agent. Your realtor will have the connections and insider knowledge to help you find the home you are looking for. Additionally, by accessing the multiple listing…
Interest rates are a key factor that affects home ownership. The interest rate is the cost of borrowing money, and when it comes to mortgages, it can significantly impact the affordability of homeownership. This essay will explore the relationship between interest rates and home ownership and the ways in which changes in interest rates can…
A pledge or deposit to the seller represents the buyer’s good faith to purchase. Earnest Money–what is it? When a buyer pays a seller to show their intention and good faith to complete the transaction to purchase a home, this is called a pledge or earnest money. The amount is usually between one to two…