The Katie McNeill Team

Excellence in Real Estate Services

Northeast Ohio Real Estate Blog

New Mortgage Fee Structure 2024 Update

March 6, 2024October 8, 2024

New Mortgage Fee Structure 2024 Update

<img decoding="async" width="1000" height="667" src="https://thekatiemcneillteam.com/wp-content/uploads/2024/03/Depositphotos_416388086_S.jpg" class="attachment-full size-full wp-post-image" alt="New Mortgage Fee Structure 2024 Update" itemprop="image" srcset="https://thekatiemcneillteam.com/wp-content/uploads/2024/03/Depositphotos_416388086_S.jpg 1000w, https://thekatiemcneillteam.com/wp-content/uploads/2024/03/Depositphotos_416388086_S-300x200.jpg 300w, https://thekatiemcneillteam.com/wp-content/uploads/2024/03/Depositphotos_416388086_S-768x512.jpg 768w" sizes="(max-width: 1000px) 100vw, 1000px" />

Some of our real estate clients have inquired about potential updates or even a new mortgage fee structure for 2024, similar to the changes we saw in 2023. We are…

New Mortgage Fee Structure for Some Homebuyers

May 31, 2023July 16, 2024

<img loading="lazy" decoding="async" width="768" height="576" src="https://thekatiemcneillteam.com/wp-content/uploads/2023/05/IMG_4895.jpg" class="attachment-full size-full wp-post-image" alt="" itemprop="image" srcset="https://thekatiemcneillteam.com/wp-content/uploads/2023/05/IMG_4895.jpg 768w, https://thekatiemcneillteam.com/wp-content/uploads/2023/05/IMG_4895-300x225.jpg 300w" sizes="auto, (max-width: 768px) 100vw, 768px" />

Starting May 1, 2023, some borrowers will pay more for their mortgages thanks to a new rule from the Federal Housing Finance Agency regarding loan-level price adjustments, or LLPAs. The…

Buying A Fixer-Upper House? Know the Pros And Cons

May 17, 2023February 13, 2025

<img loading="lazy" decoding="async" width="7952" height="5304" src="https://thekatiemcneillteam.com/wp-content/uploads/2023/05/Fixer-Upper-Blog-1.jpg" class="attachment-full size-full wp-post-image" alt="" itemprop="image" srcset="https://thekatiemcneillteam.com/wp-content/uploads/2023/05/Fixer-Upper-Blog-1.jpg 7952w, https://thekatiemcneillteam.com/wp-content/uploads/2023/05/Fixer-Upper-Blog-1-300x200.jpg 300w, https://thekatiemcneillteam.com/wp-content/uploads/2023/05/Fixer-Upper-Blog-1-1024x683.jpg 1024w, https://thekatiemcneillteam.com/wp-content/uploads/2023/05/Fixer-Upper-Blog-1-768x512.jpg 768w, https://thekatiemcneillteam.com/wp-content/uploads/2023/05/Fixer-Upper-Blog-1-1536x1025.jpg 1536w" sizes="auto, (max-width: 7952px) 100vw, 7952px" />

How To Find Fixer-Upper Houses For Sale One of the easiest ways to find a fixer-upper home and get a great deal is by working with a real estate agent….

How Interest Rates Affect Real Estate

April 20, 2023July 16, 2024

<img loading="lazy" decoding="async" width="612" height="408" src="https://thekatiemcneillteam.com/wp-content/uploads/2023/05/IMG_4692.jpg" class="attachment-full size-full wp-post-image" alt="" itemprop="image" srcset="https://thekatiemcneillteam.com/wp-content/uploads/2023/05/IMG_4692.jpg 612w, https://thekatiemcneillteam.com/wp-content/uploads/2023/05/IMG_4692-300x200.jpg 300w" sizes="auto, (max-width: 612px) 100vw, 612px" />

Interest rates are a key factor that affects home ownership. The interest rate is the cost of borrowing money, and when it comes to mortgages, it can significantly impact the…

Earnest Money is also known as a Pledge of Good Faith

March 6, 2023July 16, 2024

<img loading="lazy" decoding="async" width="1286" height="846" src="https://thekatiemcneillteam.com/wp-content/uploads/2023/03/Earnest-Money-Blog-Photo.jpg" class="attachment-full size-full wp-post-image" alt="" itemprop="image" srcset="https://thekatiemcneillteam.com/wp-content/uploads/2023/03/Earnest-Money-Blog-Photo.jpg 1286w, https://thekatiemcneillteam.com/wp-content/uploads/2023/03/Earnest-Money-Blog-Photo-300x197.jpg 300w, https://thekatiemcneillteam.com/wp-content/uploads/2023/03/Earnest-Money-Blog-Photo-1024x674.jpg 1024w, https://thekatiemcneillteam.com/wp-content/uploads/2023/03/Earnest-Money-Blog-Photo-768x505.jpg 768w" sizes="auto, (max-width: 1286px) 100vw, 1286px" />

A pledge or deposit to the seller represents the buyer’s good faith to purchase. Earnest Money–what is it? When a buyer pays a seller to show their intention and good…

Zillow: Not to Be Trusted for Home Value Estimates

February 6, 2023April 16, 2025

Zillow Blog

<img loading="lazy" decoding="async" width="2560" height="1707" src="https://thekatiemcneillteam.com/wp-content/uploads/2023/02/real-estate-concepts-2022-10-17-01-15-04-utc-scaled.jpg" class="attachment-full size-full wp-post-image" alt="Zillow Blog" itemprop="image" srcset="https://thekatiemcneillteam.com/wp-content/uploads/2023/02/real-estate-concepts-2022-10-17-01-15-04-utc-scaled.jpg 2560w, https://thekatiemcneillteam.com/wp-content/uploads/2023/02/real-estate-concepts-2022-10-17-01-15-04-utc-300x200.jpg 300w, https://thekatiemcneillteam.com/wp-content/uploads/2023/02/real-estate-concepts-2022-10-17-01-15-04-utc-1024x683.jpg 1024w, https://thekatiemcneillteam.com/wp-content/uploads/2023/02/real-estate-concepts-2022-10-17-01-15-04-utc-768x512.jpg 768w, https://thekatiemcneillteam.com/wp-content/uploads/2023/02/real-estate-concepts-2022-10-17-01-15-04-utc-1536x1024.jpg 1536w, https://thekatiemcneillteam.com/wp-content/uploads/2023/02/real-estate-concepts-2022-10-17-01-15-04-utc-2048x1365.jpg 2048w" sizes="auto, (max-width: 2560px) 100vw, 2560px" />

Home Appraisal Values on Zillow Explained Is a Zillow Home Value Estimate Accurate? Home buyers and sellers should know that the home value estimated by Zillow is only accurate sometimes….

To Buy or Rent a House in 2022?

November 29, 2022July 16, 2024

<img loading="lazy" decoding="async" width="2302" height="1536" src="https://thekatiemcneillteam.com/wp-content/uploads/2022/11/This-blog-focuses-on-some-things-you-should-consider-and-what-you-need-to-know-about-the-2022-real-estate-market-related-to-renting-and-buying-a-home.-.png" class="attachment-full size-full wp-post-image" alt="" itemprop="image" srcset="https://thekatiemcneillteam.com/wp-content/uploads/2022/11/This-blog-focuses-on-some-things-you-should-consider-and-what-you-need-to-know-about-the-2022-real-estate-market-related-to-renting-and-buying-a-home.-.png 2302w, https://thekatiemcneillteam.com/wp-content/uploads/2022/11/This-blog-focuses-on-some-things-you-should-consider-and-what-you-need-to-know-about-the-2022-real-estate-market-related-to-renting-and-buying-a-home.--300x200.png 300w, https://thekatiemcneillteam.com/wp-content/uploads/2022/11/This-blog-focuses-on-some-things-you-should-consider-and-what-you-need-to-know-about-the-2022-real-estate-market-related-to-renting-and-buying-a-home.--1024x683.png 1024w, https://thekatiemcneillteam.com/wp-content/uploads/2022/11/This-blog-focuses-on-some-things-you-should-consider-and-what-you-need-to-know-about-the-2022-real-estate-market-related-to-renting-and-buying-a-home.--768x512.png 768w, https://thekatiemcneillteam.com/wp-content/uploads/2022/11/This-blog-focuses-on-some-things-you-should-consider-and-what-you-need-to-know-about-the-2022-real-estate-market-related-to-renting-and-buying-a-home.--1536x1025.png 1536w, https://thekatiemcneillteam.com/wp-content/uploads/2022/11/This-blog-focuses-on-some-things-you-should-consider-and-what-you-need-to-know-about-the-2022-real-estate-market-related-to-renting-and-buying-a-home.--2048x1367.png 2048w" sizes="auto, (max-width: 2302px) 100vw, 2302px" />

With a constantly changing real estate market, deciding whether you want to rent or buy a home can be challenging. This blog focuses on some things you should consider and…

Why are Housing Prices Rising in the United States?

October 31, 2022July 16, 2024

<img loading="lazy" decoding="async" width="1812" height="1182" src="https://thekatiemcneillteam.com/wp-content/uploads/2022/10/Screen-Shot-2022-10-31-at-4.36.12-PM.png" class="attachment-full size-full wp-post-image" alt="" itemprop="image" srcset="https://thekatiemcneillteam.com/wp-content/uploads/2022/10/Screen-Shot-2022-10-31-at-4.36.12-PM.png 1812w, https://thekatiemcneillteam.com/wp-content/uploads/2022/10/Screen-Shot-2022-10-31-at-4.36.12-PM-300x196.png 300w, https://thekatiemcneillteam.com/wp-content/uploads/2022/10/Screen-Shot-2022-10-31-at-4.36.12-PM-1024x668.png 1024w, https://thekatiemcneillteam.com/wp-content/uploads/2022/10/Screen-Shot-2022-10-31-at-4.36.12-PM-768x501.png 768w, https://thekatiemcneillteam.com/wp-content/uploads/2022/10/Screen-Shot-2022-10-31-at-4.36.12-PM-1536x1002.png 1536w" sizes="auto, (max-width: 1812px) 100vw, 1812px" />

Although The Katie McNeill Team has been very fortunate in Northeast Ohio and Lake County, here is an article describing the state of Real Estate in the Country. To get…

Can An Open House Help Sell My Home?

August 31, 2022July 16, 2024

<img loading="lazy" decoding="async" width="3098" height="2294" src="https://thekatiemcneillteam.com/wp-content/uploads/2022/09/Screen-Shot-2022-09-19-at-3.12.43-PM.png" class="attachment-full size-full wp-post-image" alt="" itemprop="image" srcset="https://thekatiemcneillteam.com/wp-content/uploads/2022/09/Screen-Shot-2022-09-19-at-3.12.43-PM.png 3098w, https://thekatiemcneillteam.com/wp-content/uploads/2022/09/Screen-Shot-2022-09-19-at-3.12.43-PM-300x222.png 300w, https://thekatiemcneillteam.com/wp-content/uploads/2022/09/Screen-Shot-2022-09-19-at-3.12.43-PM-1024x758.png 1024w, https://thekatiemcneillteam.com/wp-content/uploads/2022/09/Screen-Shot-2022-09-19-at-3.12.43-PM-768x569.png 768w, https://thekatiemcneillteam.com/wp-content/uploads/2022/09/Screen-Shot-2022-09-19-at-3.12.43-PM-1536x1137.png 1536w, https://thekatiemcneillteam.com/wp-content/uploads/2022/09/Screen-Shot-2022-09-19-at-3.12.43-PM-2048x1516.png 2048w" sizes="auto, (max-width: 3098px) 100vw, 3098px" />

When your listing agents host an open house, they show a house during a prescheduled time when the property can be offered to potential buyers and the public. It is…

Do You Need a Home Inspector?

July 18, 2022July 16, 2024

<img loading="lazy" decoding="async" width="2560" height="1709" src="https://thekatiemcneillteam.com/wp-content/uploads/2022/07/detailed-inspection-working-man-plumber-in-bathro-2021-09-03-20-52-47-utc-scaled.jpg" class="attachment-full size-full wp-post-image" alt="" itemprop="image" srcset="https://thekatiemcneillteam.com/wp-content/uploads/2022/07/detailed-inspection-working-man-plumber-in-bathro-2021-09-03-20-52-47-utc-scaled.jpg 2560w, https://thekatiemcneillteam.com/wp-content/uploads/2022/07/detailed-inspection-working-man-plumber-in-bathro-2021-09-03-20-52-47-utc-300x200.jpg 300w, https://thekatiemcneillteam.com/wp-content/uploads/2022/07/detailed-inspection-working-man-plumber-in-bathro-2021-09-03-20-52-47-utc-1024x684.jpg 1024w, https://thekatiemcneillteam.com/wp-content/uploads/2022/07/detailed-inspection-working-man-plumber-in-bathro-2021-09-03-20-52-47-utc-768x513.jpg 768w, https://thekatiemcneillteam.com/wp-content/uploads/2022/07/detailed-inspection-working-man-plumber-in-bathro-2021-09-03-20-52-47-utc-1536x1025.jpg 1536w, https://thekatiemcneillteam.com/wp-content/uploads/2022/07/detailed-inspection-working-man-plumber-in-bathro-2021-09-03-20-52-47-utc-2048x1367.jpg 2048w" sizes="auto, (max-width: 2560px) 100vw, 2560px" />

A common question among home buyers is whether a home inspection is necessary when buying a home. Some buyers are tempted to waive a home inspection, wondering if it’s worth…

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Want to sell your house? Call Katie! Done deal! She and her team were there, every step of the way. They were quick in response to our questions. They had great tools in their tool belt that helped us sell in a timely manner.

Zillow – pastorvicki0821
Katie and Sheri were fantastic to work with! Incredibly thorough and very customer-driven. Katie listened to everything we had to say & used her expertise/experience to find us the perfect home.

Zillow – jdrenski
I highly recommend Katie McNeill and her assistant Sheri Rupsic. I initially contacted Katie to list my condo for sale. She made some great suggestions to get my place ready for selling and her photographer did a very professional job with the pictures of my property.

Susan J